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Once you begin the transaction, you have 45 seconds to start pumping gas. Your phone and the pump talk to each other via NFC. Method 3 is probably what you were expecting from a gas station that accepts Apple Pay at the pump. So, you can pay without getting out of your car, if you want to. You tell it what pump you are at, and you can complete the transaction without holding your phone up to the pump. The App knows which station you are at via GPS. Since it doesn’t require any new hardware at the pump, it can roll out immediately to all Exxon Mobile stations. When I heard about the Speedpass+ App in method 2, I was skeptical about needing an additional app, but it does have advantages. The only reason I would ever do this again is if my phone was the only method of payment I had with me. The clerk was unable to print a final receipt.

After pumping gas, I went back inside to get my receipt. At BP, Discover actually rejected the transaction, but it went through on Visa. Any convenience factor is destroyed by having to go inside first. Apple Pay works at the pump (requires new hardware at the pumps) (Texaco/Chevron).

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Download an App that works with Apple Pay (Exxon-Mobile’s Speedpass+ App).

Go Inside and Prepay ,”Preauthorize”, a maximum limit (BP, Kangaroo, CircleK, WaWa).

There seem to be three levels of support for Apple Pay at service stations: Gas purchases are unlike other purchases because you normally have to present (scan) your card before pumping gas, and before the total value of the purchase is known.

It seems like paying for gas at the pump with Apple Pay would be convenient and more secure than using your credit card directly. I like the convenience of Apple Pay and have been looking for places that accept it.

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